FINANCE CENTER

There Are Many Paths to Getting a New Lincoln

With all of the automotive industry advancements in recent years, there's a lot to appreciate when looking at new models. The Lincoln sedans and SUVs on our lot at Northgate Ford Lincoln all have fresh designs, advanced technology, quality safety equipment, and convenient features. There's no question that a Lincoln vehicle would be a treat to drive around town. However, one thing that may be hard to overcome is buying a vehicle can require a significant investment. Fortunately, many avenues will let you more easily get a new Lincoln.

Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (810) 984-5011 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

New Vehicles

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Pre-Owned Inventory

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Service Department

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Parts Department

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One strategy that many of our local customers use is to apply for financing. Our finance team would be happy to walk you through the process. It can be relatively simple and straightforward, and it can be tailored to your situation. Some people are specifically looking for certain types of credit and loans, and if this describes you, we'll work hard to come up with something that fits your preferences. If you're new to this, we can go over the various options. We have online tools that you can use to see how much you might qualify for, and once you get set up with our financing, you can check-in online to monitor the account.



We also have several lease offers available. With a lease, you can set yourself with a new Lincoln without having to put down too much money upfront. Leases are ideal for many people because of their relatively low monthly payments. If you know you'll want to upgrade your vehicle in a certain amount of years; it may be wise to lease now. This can open up the opportunity to get the newest model a few years down the road.

Visit Northgate Ford Lincoln Today!

Our dealership has always focused on keeping our customers satisfied. Giving people our attention, listening carefully to questions, and providing honest answers and useful information are all ways in which we can please our clientele. Give us a call or reach out online if you need anything. Be sure to check out our new and used inventory online as well.

  1. Northgate Lincoln

    3600 Pine Grove Ave
    Port Huron, MI 48060

    • Sales: (810) 984-5011
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Get in Touch

  • Contact our Sales Department at: (810) 984-5011
  • Monday9AM - 7PM
  • Tuesday9AM - 6PM
  • Wednesday9AM - 6PM
  • Thursday9AM - 7PM
  • Friday9AM - 6PM
  • SaturdayClosed
  • SundayClosed